Applefield-Hughes is a full service Insurance Provider. Call us at 619.692.3750


What we say about our company means little compared to what our clients say about us. We proudly share the following testimonials from current Applefield-Hughes clients:

In 20 years of owning and operating my investment banking firm, I’ve had the opportunity to deal with scores of professional service providers – lawyers, accountants, pension experts, IT support providers… it’s a long list. Most were reasonably knowledgeable, professional, and responsive, but only a few stood out as “world class” in their profound subject matter expertise and unparalleled customer service. Applefield–Hughes is one of the very few on my “world class” list. Unhappy at the time with my incumbent broker, I was referred to Applefield-Hughes some 10 years ago by a close friend – a very difficult to please close friend – whose large medical practice they serviced. It proved to be one of my wiser business decisions. Applefield-Hughes is, indeed, a world class health insurance broker – hands-on, proactive, and extraordinarily savvy about health insurance markets, providers, policies, premiums and options. They have earned my complete trust and confidence – no easy feat. And I am continually delighted by their head spinning responsiveness to my requests. Whether it concerns an invoice or new enrollee or policy renewal issue, Applefield-Hughes brings new meaning to the term “Customer Service.” No request is too big or too small. There’s always a genuine smile and can-do attitude. They genuinely appreciate my business, and demonstrate it at every opportunity. Who could ask for more?

Ken Bender, Founder & Managing Director
Software Equity Group, L.L.C.

I’ve worked with Craig Applefield and his dedicated team for well over 10 years and I’ve never met a more professional group of kind people. Their knowledge of the insurance industry is matched only by their long-term commitment to those they serve. At every major milestone in my life and career, Craig has been there to suggest prudent steps I should take to ensure the ongoing success of my firm and the health and security of my family. He doesn’t sell product; he evaluates the market, sizes up my situation, and presents the best options for medical, dental, life, and disability. And his services continue well after the policy has been placed. In fact, I’ve lost track of the number of times that Applefield-Hughes has helped me get an insurance claim approved or a plan modified to suit our needs. They know the industry, they know the key players in the industry, and they know how to help policy holders realize the benefits we’ve paid for but don’t have time to analyze or pursue. In many ways, the people at Applefield-Hughes are my silent business partners who allow me to just focus on my practice, knowing that they are always looking out for my interests and are with me for the long haul.

Tim Tatro
Tatro & Zamoyski, LLP

I am an administrative manager, having worked in the legal, accounting, and real estate industries in San Diego County. I have worked with Craig Applefield for 25 years. During that time I have received the highest level of service and the most competitive pricing on group medical plans. Craig and his staff are always on top of things when it is time for the annual policy renewal, and they always manage to present high quality plans at affordable, reasonable prices. Craig has always handled the business owners with finesse and special attention, while at the same time making sure the needs of the employees were being met. The office staff at Applefield-Hughes is extremely knowledgeable and as efficient as possible in handling all inquiries and questions. In short – I am committed to Applefield-Hughes Insurance, and I would not let any other firm handle my company’s health insurance benefits.

Lisa Malec
Environmental Development, LLC

Many companies dread the end-of-year open-enrollment for their health and dental plans. Mangers are faced with choosing plans with good coverage at an affordable cost. We can be a bit overwhelmed by the number of choices and finding plans that “fit” both the physicians’ and employees’ needs.

And then you arrive, slim package in hand, with all the options, information and expertise needed to make an informed decision. We are able to quickly identify the right plan for our group, send enrollment information to the employees, and complete the process within a week.

I appreciate the time and effort you spend in researching and preparing your proposal. You always manage to make what could be a very cumbersome job of selecting health insurance an easy and seamless process.

I will continue to highly recommend Applefield-Hughes Insurance Solutions for any insurance need.

Anne Billeter
Practice Administrator
North County Internal Medicine

Our Process

Our firm was founded on the principles of providing outstanding service, working hard to earn the trust of our clients and always acting with the highest integrity on their behalf.